Local knowledge, wherever you are in Auckland.

Based in Orewa, I work with clients across the Hibiscus Coast and the wider Auckland region — in person or fully remote, whichever suits you.

Talk to JJ →

Where I work

Pick your area for local detail.

Hibiscus Coast

Based in Orewa, I work with first home buyers, refinancers, investors, and new build clients across the Hibiscus Coast — Orewa, Whangaparāoa, Silverdale, and Ōrewa Beach.

Hibiscus Coast →

North Shore

From Albany and Browns Bay to Takapuna and Devonport, I help North Shore clients with first home buying, refinancing, investment and new build finance.

North Shore →

Rodney

Warkworth, Wellsford, Helensville, and the wider Rodney district — I help buyers, refinancers, investors, and new build clients across the whole area.

Rodney →

West Auckland

Henderson, New Lynn, Titirangi, Te Atatū, and the wider West Auckland area — I help first home buyers, refinancers, investors, and new build clients across the region.

West Auckland →

Auckland Central

From the CBD to Ponsonby, Mount Eden, and the inner suburbs, I help first home buyers, refinancers, investors, and new build clients across Auckland Central.

Auckland Central →

Why local knowledge matters

Lending isn't one-size-fits-all across Auckland.

Property types, price points, and lender appetite vary a lot across the region. Working with someone who knows your area means fewer surprises and a faster path to yes.

Common questions

Things people ask before getting in touch.

I am a first home buyer — where do I start?

The best first step is a free 30-minute chat. We work out what your deposit actually looks like (savings, KiwiSaver, gifted funds), whether you qualify for the Kāinga Ora First Home Loan, and roughly what you could borrow. From there we map the path to a pre-approval and then to an offer.

How much does it cost to use a mortgage adviser?

Nothing to you. The lender pays my commission when your loan settles. You get full advice, application support, and ongoing reviews at no cost. If for some reason a deal is not paid by the lender, I will tell you upfront before any work starts.

How long does pre-approval take?

Approval timeframes vary depending on the lender and your circumstances. Some approvals are quick, while others take longer. I keep you informed and follow up to make sure the process moves smoothly.

Do you only work with the big four banks?

No. I compare across 25+ bank and non-bank lenders — the four majors, second-tier banks, and specialist lenders for situations the big banks will not look at.

I have been declined by my bank. Can you still help?

Often, yes. A decline from one bank does not mean every lender will say no — different lenders have different criteria and appetites. I look at where your situation actually fits and take it to the lender most likely to approve it.

How are you different from going direct to a bank?

A bank can only offer its own products. I compare the whole panel, structure the deal around your situation, and manage the process from first chat to settlement — and there is no fee to you.

Ready for a no-pressure conversation?

30 minutes. No cost. No obligation. Just a clear answer on what is possible and what to do next.

Talk to JJ →Or call 027 336 3000